There are many things to consider after being involved in a car accident, including whether or not you have to go to court. You may not have to appear in court depending on the circumstances of your case. Most car accident claims are settled before the case proceeds to court. Settlement negotiations through mediation can help you avoid a lengthy and expensive trial. However, it is common for insurance companies to settle only after a lawsuit is filed.
Whether your case will settle or go to court, it is always in your best interests to retain legal counsel. An experienced car accident lawyer can protect your best interests during settlement negotiations or before a judge and jury.
What Are New Jersey’s No-Fault Laws?
New Jersey is a “no-fault” insurance state. This means if you sustain injuries in a car crash, your personal injury protection (PIP) insurance will be your primary coverage, regardless of who was at fault for the accident.
PIP insurance is intended to cover damages for your medical expenses. In cases of severe injuries, your PIP insurance may not come close to covering your losses. Your insurance company may also try to devalue or deny your claim.
The fact that New Jersey is a no-fault state does not preclude fault from being considered in car accident cases. There are many scenarios where you have the right to file claims for damages against an at-fault driver, as well as other negligent parties. It is essential to have a lawyer who will protect your rights at every step of the legal process.
When Do Car Accident Cases Go to Court?
Serious car crashes can cause life-threatening injuries and major property damage. If your insurance does not cover the full extent of your damages, a car accident lawyer may be able to help you file additional claims for compensation.
Complex cases involving multiple parties and severe injuries are more likely to go to court. If an insurance company knows qualified counsel represents you, you have an increased chance of recovering a substantial settlement and avoiding going to court.
How Do I Know if My Settlement Is Fair and Reasonable?
A knowledgeable lawyer can help determine if a settlement is fair and reasonable, considering the circumstances of your case. You should avoid signing anything before consulting with a car accident lawyer. Once you agree to a settlement, you are legally barred from pursuing additional compensation, even if your medical condition worsens and requires further treatment.
Your lawyer can evaluate a settlement to ensure it covers your future medical expenses, lost earning capacity, pain and suffering, and more. If other negligent parties, such as manufacturers, repair shops, or road maintenance crews, are responsible for your injuries, your lawyer may be able to file third-party claims.
Contact a Monmouth County Car Accident Lawyer at the Law Offices of Michael S. Williams for Legal Help
If you have been injured in a car accident, speak with our experienced New Jersey car accident lawyers at the Law Offices of Michael S. Williams. Call us today at 732-351-2800 or contact us online to schedule a free consultation. With offices conveniently located in Tinton Falls and New Brunswick, New Jersey we serve clients in Monmouth and Middlesex County and throughout the state.
