The New Jersey workers’ compensation system provides injured employees with medical cost coverage and wage loss benefits. Injured workers might think the system protects their interests, but filing a claim is not always easy. A lawyer can assist with filling out paperwork; sometimes, a lawyer may even be required.
How Are Workers’ Compensation Claims Filed?
A work-related injury should be immediately reported to the employer, and the claim should be filed as soon as possible. It is more than just completing paperwork – this is a legal procedure, and honest mistakes can jeopardize a claim. You are not required to contact a lawyer for help with this paperwork, but since most offer free initial consultations, there is nothing to lose.
Here are some of the common mistakes injured employees make during the claims process:
- Accepting an initial settlement too soon.
- Failing to submit a claim before a deadline.
- Not including the required medical records.
- Not notifying the employer about the injury in a timely manner.
- Not submitting adequate evidence about how the accident occurred, including time, date, place, how, and when.
- Not using approved providers.
Workers’ compensation providers are just like other insurance companies; their representatives go over claims with fine-toothed combs. You will need objective medical evidence showing that your injury or illness was directly related to work and how it impacted your life, but other information must also be provided.
What if My Workers’ Compensation Claim Was Denied?
Receiving a denial can be stressful, but you may still have options. If you neglected to include a document, the insurer might be willing to reconsider the claim when the information is sent quickly. If the problem is more considerable, it may be possible to challenge the claim, which can entail significant time, effort, and presenting your case.
Working with a lawyer from the start could provide a better chance of getting timely, fair compensation. Here are more reasons you may need a workers’ compensation lawyer:
- The employer claims that you are not covered.
- The examining physician cleared you for work too soon.
- The insurer asked you to complete an independent medical exam.
- You are eligible for Medicare or will be soon.
- You are not happy with the choice of employer-approved doctors.
- You have a pre-existing condition.
- Your symptoms did not show up initially and developed after your exam.
- You were accused of fraud.
Contact a Tinton Falls Workers’ Compensation Lawyer at the Law Offices of Michael S. Williams for Trusted Legal Guidance
If you have been injured on the job and need help with your claim, a Workers’ Compensation lawyer at the Law Offices of Michael S. Williams is here for you. Call 732-351-2800 or contact us online to schedule a free initial consultation. Our offices are located in Tinton Falls and New Brunswick, New Jersey and we serve not only clients in Monmouth and Middlesex County, but throughout the state.
